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The Market Center

eStatements Winner

John P. Longo, of Massapequa, NY, is the winner of the e-Statements contest! John has been a member since June 2004 and works for Peapod.

He was very happy to receive the news about the $500 deposit to his account.

Enhancements are coming to Online Bill Pay April 20th, 2012

On April 20th, 2012, major new features and enhancements will be incorporated into the award-winning Online Bill Pay solution. A new trial e-bill feature will be offered so you can try e-bills, without any commitments to turning off paper statements - and without any action to request the e-bill yourself. Look for the Bill Intro icon next to your biller's name in Payment Center - click the icon, and follow the simple steps to try the e-bill for that biller. You can opt out of the e-bill anytime. If you chose to participate, a series of messages will be delivered through Payment Center, walking you through every step.

Additional features include:

Updated Visual Appearance of e-bill Correspondence Templates
Implementation of an Automatic Browser Redirect upon Online Bill Pay Session Timeout
Updated Quick Biller Add module in Payment Center
Updated Browser List
Other fixes and Enhancements

We hope you'll discover and enjoy the added convenience of e-bills!

View a brief video on how easy Internet Bill Pay is.

You'll love the convenience! Internet Bill Pay is:

Fast - Pay your bills online with just a few clicks.
Easy - Detailed instructions help you make sure your payments are processed correctly.
Safe - Your account and payment information are password protected. Data encryption and firewall technology ensure the security and privacy of your transactions.
Versatile - Pay bills one at a time, or set up recurring payments - it's up to you. Plus, receive and view e-bills from over 370 billers.
Flexible - Pay your bills whenever you want, day or night. You can even schedule reminders to tell you when a bill is due. Funds are deducted from your account on the date the payment is due.

To start enjoying Internet Bill Pay you must first be enrolled in Internet Banking. If you are not currently enrolled, you can enroll from through the ENROLL NOW feature on the homepage, or call 301-586-3400 or 800-914-4268.

Bi-Lo/Winn-Dixie Merger

Bi-Lo announced on Monday, March 12, that it has successfully completed its merger with Winn Dixie stores. The company will eventually be headquartered in Jacksonville, FL. The release states that Bi-Lo and Winn Dixie will continue to operate under the same banners that their customers have come to trust.

As a member of Market USA, we wanted to advise you that we have no plans to close the Mauldin Branch, which will continue to support our southern members. We are committed to serving Bi-Lo associates and will continue to work with the Bi-Lo and Winn Dixie's management team to promote the employee benefit of Market USA membership where earnings are returned to members in the form of:

Very Low Loan Rates
Low or NO Fees
High Yielding Interest Rates
Free Financial Education
Unique Products such as:

Fresh Start Checking

If you have any questions or concerns, please contact our Member Service Center at 301-586-3400 or 800-914-4268

For additional information, refer to Bi-Lo's Press Release.

Mailing Address for Credit Card Payments and Account Deposits

Attention National Capital members: You should now have your new Market USA Visa Card. Whether or not you received a new card, please be advised that ALL credit card payments must now be mailed to Market USA. Sending payments to any other address will result in a significant delay in crediting your payment.

Additionally, all account deposits must be mailed to this address. Sending deposits to any other address will result in a significant delay in crediting your deposit.

NEW MAILING ADDRESS FOR CREDIT CARD PAYMENTS & ACCOUNT DEPOSITS:
Market USA Federal Credit Union
8871 Gorman Road, Suite 100
Laurel, MD 20723

*Sending payments and/or deposits to any other address will result in a significant delay in crediting your payment*

Tax Information in Internet Banking

View current and prior year tax information, such as interest paid on loans and dividends earned, when you sign into Internet Banking. Under the "MORE FEATURES" menu, select the "TAX INFORMATION"

TAX INFORMATION is also available through Telephone Banking by calling 301.586.3450 or 800.764.4268.

Don't have Internet/ Telephone Banking? Enroll online from the homepage or contact our Member Service Center at 800.914.4268 to get signed up today.

"PICK YOUR SPECIAL" while enjoying peace of mind

Here's how it works:

You simply open any new certificate and lock in a competitive rate right from the start.
When you enroll in Direct Deposit and e-Statements, you will receive an additional .35% 3 added to your already great rate. As long as you keep those products in place, your rate will stay put for the balance of the term. GUARANTEED.
Your deposits are insured to at least $250,000. Deposit insurance is provided through the National Credit Union Administration (NCUA), a U.S. Government Agency. No credit union member has lost a penny of insured funds in the entire history of the NCUA.
Your credit union is safe and sound. We have a solid asset base and a strong loan portfolio.Since we do not participate in sub-prime lending, we have avoided many of the problems that have plagued the industry.

For additional information,current rates, or to open a share certificate, stop by one of our branches, or call 301-586-3400 or
800-914-4268. You can also open a new certificate on-line by selecting "Open New Account" in Internet Banking or print a certificate application form and mail it with your deposit to:
8871 Gorman Rd, Suite 100, Laurel, MD 20723.

In today's challenging economy, it's good to know that Market USA is on your side. If you have any questions or concerns, please feel free to call or stop by.

Enjoy e-Statements And e-Alerts

Market USA Federal Credit Union offers you e-statements and e-Alerts, a free online service - enrolling is quick and easy!
e-Alert and e-Statements FAQ's

A New Benefit of Membership: BALANCE Financial Fitness Program

Market USA FCU is dedicated to helping you realize your financial goals - reducing your debt, saving for higher education, buying your first home, or planning for retirement. Which is why we are excited to announce your newest benefit of membership: BALANCE Financial Fitness Program.

Through BALANCE, you have access to free, unbiased money management information and assistance. All you have to do is make a toll free phone call.

BALANCE counselors can answer many of your questions immediately - from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment will be scheduled - giving you the personal attention you need to meet your objectives.

If bills have gotten out of hand, your counselor may be able to arrange a Debt Management Plan. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently.

To use the new program, simply call 888-456-2227. Counselors are available:

Monday to Thursday - 8:00 a.m. to 11:00 p.m.
Friday - 8:00 a.m. to 8:00 p.m.
Saturday - 11:00 a.m. to 8:00 p.m.

Or visit The Balance Website for more information.

We recognize that money concerns have a serious effect on our quality of life. Now, through our newest partnership, you have access to the very best professional guidance - so you can achieve financial security faster than you ever thought possible.

Enjoy Surcharge-Free Access at any CO-OP Network ATM!

Great news for Market USA members! You now have access to over 28,000 surcharge-free ATMs through the CO-OP Network.

Find a CO-OP Network ATM near you

And remember, if you have Direct Deposit Checking, you also have access to over 43,000 surcharge-free Allpoint ATMs.

Combine this with all the other benefits of our checking accounts, which include no minimum balance requirements, no monthly maintenance fee, free Internet Banking and much more, and you've got an account that provides the convenience and flexibility you deserve.

Don't have a Market USA checking account? Call our Member Service Center at 301-586-3400 or 800-914-4268, stop by any Market USA branch, or visit Internet Banking to open an account today!

Online Switch Kit

It's never been easier for current members to bring all of their accounts into one financial institution. Use our Online Switch Kit to make your life more convenient today.

3 Additional Dividend Rate of .35% is accurate as of November 1, 2011 and subject to change. Available for a limited time only and minimum balance is required. A withdrawal of dividends or the occurrence of fees will reduce earnings. Early withdrawal penalties may apply. Savings insured to at least $250,000 by NCUA, a U.S. Government agency. Membership subject to eligibility. If you discontinue Direct Deposit or e-Statements, you will receive an immediate reduction in rate.