Variable Rate Line of Credit

Line of Credit Loan Rates
Account Type APR Comments
Personal Line Of Credit 7.50% Maximum line $10,000
Rate Disclosures View All Rates

An unsecured line of credit can give you the convenience of a quick source of funds with the peace of mind of overdraft protection.

  • Competitive rates
  • Peace of mind
Internet Banking

Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!

  • Transfer funds between your Market USA FCU accounts
  • Open new checking and savings accounts
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity:
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
  • Print Account Statements
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

The PIN/Password you select for your Internet Banking access will also be your PIN/Password for Telephone Banking. After processing of your Internet/Telephone Banking application, you will be given access to both Internet Banking and Telephone Banking. If you already have full access to Telephone Banking, you can begin to use Internet Banking right away!

Optional Bill Payer Service

Internet Banking includes an optional Internet Bill Payer service that allows you to pay most recurring bills with the click of your mouse. The Bill Payer service is FREE for members who pay two or more bills per month; otherwise there's a $2.95 monthly fee. You must have a checking account in order to utilize the Bill Payer Service.

Telephone Banking

Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.

  • Transfer funds between your Market USA FCU accounts
  • Request withdrawals (Teller checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity:
  • Checks Paid
  • Deposits
  • Withdrawals
  • ATM Transactions
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

The PIN/Password you select for your Telephone Banking access will also be your PIN/Password for Internet Banking. After processing of your Telephone/Internet Banking application, you will be given access to both Telephone Banking and Internet Banking. If you already have full access to Internet Banking, you can begin to use Telephone Banking right away!

National Shared Branches:

Market USA FCU is part of the National Shared Branch Network with over 3,810 locations throughout the United States. You can conduct business on your Market USA accounts at National Shared Branches.

  • Make deposits
  • Request withdrawals
  • Make loan payments
  • Other services available depending on location

Shared branch locations will display the following logo:

Member Service Center

301-586-3400 800-914-4268 Hours: M/W/F 8:30 a.m. - 5:00 p.m.; Tu 9:00 a.m. - 5:00 p.m.; Th 7:15 a.m. - 6:30 p.m. Our Member Service Center is staffed by friendly member service representatives ready to assist you.

  • Existing members can open additional savings and checking accounts
  • Have your questions answered
  • Loan applications accepted
  • Changes to your membership or accounts
  • You may link this account to your checking account for the purpose of overdraft protection. These accounts are subject to periodic review for continued credit worthiness.
  • Account Disclosures.
Line of Credit Application
Line of Credit Calculator
Membership Savings
       

 

 
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